Seasonal affective disorder (SAD) occurs during the fall and winter months when there is less sunlight throughout the day. These “winter blues” are actually a form of depression which tend to recur around the same time each year and can have a major impact on your daily routine. Activities you […]
Thousands of people fall victim to various types of fraud every year. In most cases, victims aren’t even aware fraud has occurred until well after they have been exploited. In fact, recently a fraudulent charge was put through my credit card. It was an inconspicuous amount that likely could have […]
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